Personal Loans
Personal Installment Loans
Our friendly loan specialists see you as more than your credit score. Get up to $10,000 with affordable monthly payments built around your budget.
Start NowThe Monarch Advantage
A loan built around you
Whether you apply online or in-branch, our specialists get to know you, explain all your options clearly, and find payments that fit your life. Plus, we report to all 3 major credit bureaus to help you build credit over time.
Here are just some of the ways you can use your loan:
- Auto repairs to get back on the road
- Home improvements & weatherproofing
- Debt consolidation into one payment
- Family celebrations like Quinceañeras
- Unexpected expenses — whatever life throws your way
Your loan can go a long way
Find out what's right for you
Auto Repair Loans
Repair your vehicle with flexible options that get you back on the road.
Home Improvement Loans
Handle unexpected repairs, weatherproofing, or a full remodel.
Debt Consolidation
Reduce multiple debts into a single, manageable monthly payment.
Parties & Celebrations
Whether a Quinceañera or 50th anniversary — celebrate like you deserve.
Not all loans are equal
How we compare
| Feature | Monarch | Payday Loans | Title Loans |
|---|---|---|---|
| Loan Term | 3–36 months | Due next payday (~2 wks) | 15–30 days |
| Processing Speed | Same day | Same day | Same day |
| Affordable Monthly Payment | |||
| Helps Build Credit |
Hear from our customers
"I've been coming since 2018 and they've always taken great care of me! Great way to start building credit as a young adult."
Christian Castillo
"I'm a returning customer and this time around I noticed a much faster and efficient process. They offer instant transfers with approved credit."
Jovana Lozano
"I have been getting loans from Monarch for years. It is easy to apply and they are quick."
Karen Eisele
Frequently asked questions
Ready to apply?
Get the money you need today
No impact to your credit score when you apply.*
Apply Online* For the initial purposes of pre-qualifying you for a loan, we will use credit information from one or more Credit Reporting Agencies using a "soft" credit inquiry, which does not impact your credit score. If you accept the loan, a "hard" inquiry will be made and may impact your credit score.