Why Monarch?

Helping you achieve
financial peace of mind

Throughout our history, we've been helping people with personal installment loans — with friendly specialists who build payment plans around you.

We'll help you understand your options

Our team is trained to assist you with financial decisions by providing a monthly budgeting overview and helping you understand your credit score.

We provide opportunities to establish your credit

Monarch reports to all 3 major credit bureaus, allowing you to establish credit over time through consistent loan repayment.

We invest in our communities

We don't just work in your community — we live there too, and make our commitment known through local volunteer efforts, fundraisers, and drives.

We take the personal loan business personally

Whether you opt for online, phone, or in-branch assistance, we'll go out of our way to ensure clear information and loan terms that fit your needs.

It's all about you

Get the money you need today

Up to $10,000 — loan amounts vary by state

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1988

First branch opens

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1994

Services expand statewide

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2003

Tax prep services launch

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2026

Online loan approval & tax prep go live

"Both the ladies were very sweet and went out of their way to help me — even offered a service for free when another place turned me away."

Meagan Nettles

"Great service. Everything was quick and easy. Questions were asked through the phone and I was approved immediately with no problem!"

Janett Guerrero

"The staff are friendly, courteous and very professional. It's great to have a business around when you need a little extra to get you through."

Barbara Ware

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